Solar Savings in North Carolina — 2026
A North Carolina starting point built on the August 2026 EIA residential rate of 14.95 ¢/kWh and the 2026 rule: a $0 federal credit for homeowner-owned systems.
What the 2026 numbers look like in North Carolina
The August 2026 EIA residential rate for North Carolina is 14.95 cents/kWh, 17.7% below the 18.16-cent U.S. average. Installed cost is 2.44 $/W, a verified EnergySage September 2026 state marketplace average; sunlight uses the southeast humid-subtropical band planning band at 5.2 peak sun hours/day. A measured state installed price exists for North Carolina, so the cost side of this estimate starts from marketplace data rather than a national proxy. A statewide export-credit rule was verified for this state and is named below.
What actually moves the estimate in North Carolina
Holding a $150 monthly bill fixed, those inputs size a 6.80 kW array here against 6.06 kW at the national average, produce about 10,836 kWh in year one against 8,921 kWh, and put the interpolated payback at 16.3 years against 16.1 years. The 2.44 $/W price sits -13% relative to the 2.80 $/W benchmark.
That gap is arithmetic from published inputs, not a ranking of states and not an installer quote. Fixed monthly charges, non-bypassable charges, time-of-use periods, annual true-up caps, interconnection limits and a real bid all sit outside this model; the methodology page lists the omissions in full. Replace every default in the calculator below with your own figures.
Example estimates at three bill levels
All three rows hold the same assumptions (90% offset, a south-facing 20-degree unshaded roof, 0.84 derate, no battery, 3% rate escalation, 0.5% degradation, 25 years); only the monthly bill changes. The full default set and every equation are on the methodology page. Replace them in the calculator below with your own figures before treating any row as yours.
| Monthly bill | System size | Gross cost | Net cost | Year-one savings | Payback | 25-year net |
|---|---|---|---|---|---|---|
| $100 | 4.53 kW | $11,056 | $11,056 | $663 | 17.5 yr | $6,543 |
| $150 | 6.80 kW | $16,584 | $16,584 | $994 | 16.3 yr | $12,217 |
| $250 | 11.33 kW | $27,640 | $27,640 | $1,657 | 15.4 yr | $23,564 |
At a $150 monthly bill the model sizes a 6.80 kW array producing about 10,836 kWh in year one, needing roughly 374 sq ft of usable roof, with a gross cost of $16,584 and a net cost of $16,584. Year-one savings are $994, and the interpolated payback is 16.3 years.
North Carolina incentive and tariff stack
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
North Carolina's PowerPair rebate is limited to specific Duke Energy territories.
North Carolina: investor-owned utilities have moved to reduced export crediting; Duke Energy's PowerPair and buyback terms differ.
Where these numbers come from
- Electricity rate: 14.95 ¢/kWh is the EIA Electric Power Monthly Table 5.6.A August 2026 residential value for North Carolina, reproduced verbatim. EIA flags 2026 values as preliminary. Table 5.6.B is a year-to-date series and was not mixed in.
- Installed cost: 2.44 $/W — EnergySage state marketplace average, September 2026.
- Solar resource: 5.2 peak sun hours/day, southeast humid-subtropical band (a planning band, not a station measurement). Use NREL PVWatts for an address-level figure.
- Export regime: North Carolina: investor-owned utilities have moved to reduced export crediting; Duke Energy's PowerPair and buyback terms differ.
- Federal credit: $0. IRC section 25D was terminated for expenditures made after December 31, 2025 under Public Law 119-21.
How North Carolina compares with the nation and its neighbours
At the U.S. average of 18.16 ¢/kWh and a 2.80 $/W modeling benchmark, the same $150 bill sizes a 6.06 kW array with a $16,972 net cost and a 16.1-year payback. The neighbouring states below show how quickly the inputs change across a border — and why copying a national estimate into a North Carolina proposal is a mistake.
| State | Rate (Aug 2026) | Installed $/W | Peak sun hours | Export regime |
|---|---|---|---|---|
| New York | 28.65 ¢ | 2.76 $/W | 4.3 h | retail |
| North Dakota | 13.31 ¢ | 2.80 $/W | 5.6 h | varies |
Your inputs
Change any default to match your bill, your quote and your utility tariff.
Household and price
Roof and solar resource
Money, financing and 25-year assumptions
Your estimate
Federal residential credit (2026)
$0.
Itemized cost
Ownership comparison · 25-year net
| Cash purchase | — |
|---|---|
| Loan (after payments) | — |
| Lease / PPA (no upfront) | — |
| Loan monthly payment | — |
The cash and loan rows both exclude any federal credit. A third-party owner, not you, may claim section 48E.
Environmental scale
| CO₂ avoided in year one | — |
|---|---|
| Mature-tree equivalent | — |
| Gasoline car miles | — |
Uses 0.855 lb CO₂/kWh (U.S. grid average), 48 lb/tree/year and 0.89 lb/mile.
25-year cumulative net cash flow
Sensitivity to utility rate escalation
| Annual escalation | Payback | 25-year net |
|---|
Year-by-year cash flow
| Year | Production kWh | Bill savings | Maintenance | Net | Cumulative |
|---|
What to verify first in North Carolina
- Check what surplus power is worth. At 14.95 cents/kWh, 18% below the national average, the retail rate you avoid is modest, so the export credit does more to shape the 16.3 years payback. Get that rate in cents/kWh in writing before comparing quotes.
- Price is measured here. The 2.44 $/W figure is an EnergySage September 2026 marketplace average for this state. Compare quotes against it on the same pre-incentive cash basis; financed prices are not comparable.
- Confirm the export rule version. A statewide rule was verified for this state and is described above, but eligibility windows and caps move: check the version that applies to your interconnection date.
- Check the incentive cap and carryforward. A state credit is applied in this model; confirm the statutory cap, whether unused amounts carry forward and whether the program has a waitlist before treating it as cash.
Before you sign in North Carolina
- Get your utility's export credit in cents per kWh, in writing, and check whether it is locked.
- Compare at least three written quotes on $/W before incentives, with cash and financed prices separated.
- Confirm the North Carolina incentive stack on DSIRE and your utility program page — caps, carryforwards and waitlists change.
- Ask for a bill-impact analysis built on your 12 months of interval data, not a single annual average.
- If a proposal still shows a 30% federal credit on a 2026 installation, treat every number in it as unverified.
Planning estimates only — not a quote, tax advice, legal advice or financial advice. State benchmarks are not your utility tariff. Verify every incentive with the program administrator and get at least three written installer quotes.
Frequently asked questions
What is the average residential electricity rate in North Carolina?
EIA's Electric Power Monthly Table 5.6.A reports 14.95 cents per kWh for North Carolina in August 2026 (preliminary), against a U.S. average of 18.16 cents. Your own utility tariff may differ, especially if you are on a time-of-use plan.
Is there a state solar tax credit in North Carolina?
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
Does North Carolina have full-retail net metering?
North Carolina: investor-owned utilities have moved to reduced export crediting; Duke Energy's PowerPair and buyback terms differ.
Is the 30% federal credit available for a 2026 installation in North Carolina?
No. IRC section 25D was terminated for expenditures made after December 31, 2025 by Public Law 119-21, and the IRS treats the expenditure as made when the original installation is completed. A homeowner-owned system installed in 2026 gets $0 federally, in North Carolina as in every other state. A third-party owner of a lease or PPA may claim the commercial section 48E credit instead.
Sources and further reading
- U.S. EIA, Electric Power Monthly, Table 5.6.A, August 2026
- IRS FS-2025-05 (25D termination)
- DSIRE — state incentive database
- NREL NSRDB / PVWatts
- EnergySage marketplace state averages, September 2026