Solar Savings in Georgia — 2026
A Georgia starting point built on the August 2026 EIA residential rate of 15.90 ¢/kWh and the 2026 rule: a $0 federal credit for homeowner-owned systems.
What the 2026 numbers look like in Georgia
The August 2026 EIA residential rate for Georgia is 15.90 cents/kWh, 12.4% below the 18.16-cent U.S. average. Installed cost is 2.80 $/W, the labeled 2.80 $/W national modeling benchmark; sunlight uses the southeast humid-subtropical band planning band at 5.2 peak sun hours/day. With a below-average tariff and a benchmarked installed price, Georgia shows why a national estimate cannot be copied into a state proposal. A statewide export-credit rule was verified for this state and is named below.
What actually moves the estimate in Georgia
Holding a $150 monthly bill fixed, those inputs size a 6.39 kW array here against 6.06 kW at the national average, produce about 10,189 kWh in year one against 8,921 kWh, and put the interpolated payback at 15.2 years against 16.1 years. The 2.80 $/W price sits +0% relative to the 2.80 $/W benchmark.
That gap is arithmetic from published inputs, not a ranking of states and not an installer quote. Fixed monthly charges, non-bypassable charges, time-of-use periods, annual true-up caps, interconnection limits and a real bid all sit outside this model; the methodology page lists the omissions in full. Replace every default in the calculator below with your own figures.
Example estimates at three bill levels
All three rows hold the same assumptions (90% offset, a south-facing 20-degree unshaded roof, 0.84 derate, no battery, 3% rate escalation, 0.5% degradation, 25 years); only the monthly bill changes. The full default set and every equation are on the methodology page. Replace them in the calculator below with your own figures before treating any row as yours.
| Monthly bill | System size | Gross cost | Net cost | Year-one savings | Payback | 25-year net |
|---|---|---|---|---|---|---|
| $100 | 4.26 kW | $11,929 | $11,929 | $785 | 16.2 yr | $8,361 |
| $150 | 6.39 kW | $17,894 | $17,894 | $1,177 | 15.2 yr | $14,944 |
| $250 | 10.65 kW | $29,823 | $29,823 | $1,961 | 14.5 yr | $28,110 |
At a $150 monthly bill the model sizes a 6.39 kW array producing about 10,189 kWh in year one, needing roughly 351 sq ft of usable roof, with a gross cost of $17,894 and a net cost of $17,894. Year-one savings are $1,177, and the interpolated payback is 15.2 years.
Georgia incentive and tariff stack
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
No separate production incentive was verified for this state in our November 2026 review; check DSIRE and your utility for local programs.
Georgia: buyback rates are set by the utility; Georgia Power's rate is well below retail.
Where these numbers come from
- Electricity rate: 15.90 ¢/kWh is the EIA Electric Power Monthly Table 5.6.A August 2026 residential value for Georgia, reproduced verbatim. EIA flags 2026 values as preliminary. Table 5.6.B is a year-to-date series and was not mixed in.
- Installed cost: 2.80 $/W — National modeling benchmark (2.80 $/W) — not a measured state price.
- Solar resource: 5.2 peak sun hours/day, southeast humid-subtropical band (a planning band, not a station measurement). Use NREL PVWatts for an address-level figure.
- Export regime: Georgia: buyback rates are set by the utility; Georgia Power's rate is well below retail.
- Federal credit: $0. IRC section 25D was terminated for expenditures made after December 31, 2025 under Public Law 119-21.
How Georgia compares with the nation and its neighbours
At the U.S. average of 18.16 ¢/kWh and a 2.80 $/W modeling benchmark, the same $150 bill sizes a 6.06 kW array with a $16,972 net cost and a 16.1-year payback. The neighbouring states below show how quickly the inputs change across a border — and why copying a national estimate into a Georgia proposal is a mistake.
| State | Rate (Aug 2026) | Installed $/W | Peak sun hours | Export regime |
|---|---|---|---|---|
| Florida | 14.99 ¢ | 2.12 $/W | 5.2 h | retail |
| Hawaii | 47.18 ¢ | 3.43 $/W | 5.2 h | varies |
Your inputs
Change any default to match your bill, your quote and your utility tariff.
Household and price
Roof and solar resource
Money, financing and 25-year assumptions
Your estimate
Federal residential credit (2026)
$0.
Itemized cost
Ownership comparison · 25-year net
| Cash purchase | — |
|---|---|
| Loan (after payments) | — |
| Lease / PPA (no upfront) | — |
| Loan monthly payment | — |
The cash and loan rows both exclude any federal credit. A third-party owner, not you, may claim section 48E.
Environmental scale
| CO₂ avoided in year one | — |
|---|---|
| Mature-tree equivalent | — |
| Gasoline car miles | — |
Uses 0.855 lb CO₂/kWh (U.S. grid average), 48 lb/tree/year and 0.89 lb/mile.
25-year cumulative net cash flow
Sensitivity to utility rate escalation
| Annual escalation | Payback | 25-year net |
|---|
Year-by-year cash flow
| Year | Production kWh | Bill savings | Maintenance | Net | Cumulative |
|---|
What to verify first in Georgia
- Both sides of the meter matter. At 15.90 cents/kWh, close to the 18.16-cent national average, neither the avoided retail rate nor the export credit dominates; a change to either can shift the 15.2 years payback. Model both before agreeing to an array size.
- Price is a benchmark here, not a measurement. No verified state-level marketplace average was available, so the model uses 2.80 $/W and says so on the page. Three written cash quotes replace that assumption with a real number.
- Confirm the export rule version. A statewide rule was verified for this state and is described above, but eligibility windows and caps move: check the version that applies to your interconnection date.
- Check the incentive cap and carryforward. A state credit is applied in this model; confirm the statutory cap, whether unused amounts carry forward and whether the program has a waitlist before treating it as cash.
Before you sign in Georgia
- Get your utility's export credit in cents per kWh, in writing, and check whether it is locked.
- Compare at least three written quotes on $/W before incentives, with cash and financed prices separated.
- Confirm the Georgia incentive stack on DSIRE and your utility program page — caps, carryforwards and waitlists change.
- Ask for a bill-impact analysis built on your 12 months of interval data, not a single annual average.
- If a proposal still shows a 30% federal credit on a 2026 installation, treat every number in it as unverified.
Planning estimates only — not a quote, tax advice, legal advice or financial advice. State benchmarks are not your utility tariff. Verify every incentive with the program administrator and get at least three written installer quotes.
Frequently asked questions
What is the average residential electricity rate in Georgia?
EIA's Electric Power Monthly Table 5.6.A reports 15.90 cents per kWh for Georgia in August 2026 (preliminary), against a U.S. average of 18.16 cents. Your own utility tariff may differ, especially if you are on a time-of-use plan.
Is there a state solar tax credit in Georgia?
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
Does Georgia have full-retail net metering?
Georgia: buyback rates are set by the utility; Georgia Power's rate is well below retail.
Is the 30% federal credit available for a 2026 installation in Georgia?
No. IRC section 25D was terminated for expenditures made after December 31, 2025 by Public Law 119-21, and the IRS treats the expenditure as made when the original installation is completed. A homeowner-owned system installed in 2026 gets $0 federally, in Georgia as in every other state. A third-party owner of a lease or PPA may claim the commercial section 48E credit instead.
Sources and further reading
- U.S. EIA, Electric Power Monthly, Table 5.6.A, August 2026
- IRS FS-2025-05 (25D termination)
- DSIRE — state incentive database
- NREL NSRDB / PVWatts
- EnergySage marketplace state averages, September 2026